Who we are

Our website address is: https://summloan.com.

Summloan.com and the mobile application ‘Summ Loan’ (collectively referred to as the “Platform”) are products owned and operated by Hemvij Finserv Private Limited (referred to as “Summ,” “us,” or “we”). We are committed to safeguarding any information submitted to us on our website (“Site”) and/or the services made available through the Platform (collectively referred to as the “Services”). This Privacy Policy outlines the type of information we collect, how we use it, and the measures we take to safeguard your information.

  1. Information We Collect: We collect only phone numbers as data on our Platform. We do not collect any other personal information unless voluntarily provided by users. All other data obtained is directly secured on smallcase technologies.
  2. Use of Information: The phone numbers collected are used solely for the purpose of providing our services, including but not limited to:
  •   Verifying user identity
  •   Providing updates and notifications related to our services
  •   Communicating with users regarding their account or inquiries
  •   Analyzing user preferences and behavior to improve our services
  1. Sharing of Information: We may share phone numbers collected with our group companies, affiliates, subsidiary companies, and third parties for the purpose of offering products and services under applicable terms and conditions specified on our Platform. However, we do not share or sell personal information to third parties for marketing purposes without user consent.
  2. Security Measures: We employ industry-standard security measures to protect the confidentiality and integrity of the information collected. This includes encryption, access controls, and regular security audits. However, please note that no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
  3. Third-Party Links: Our Platform may contain links to third-party websites or services that are not owned or controlled by Summ. This Privacy Policy applies solely to information collected by our Platform. We are not responsible for the privacy practices of third-party websites or services, and we encourage users to review the privacy policies of those websites or services before providing any personal information.
  4. Updates to Privacy Policy: We reserve the right to update or modify this Privacy Policy at any time without prior notice. Any changes will be effective immediately upon posting the revised Privacy Policy on our Platform. Users are encouraged to review this Privacy Policy periodically for any updates.
  5. Contact Us: If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at Email –info@summloan.com .

By using our Platform, you consent to the collection, use, and sharing of information as described in this Privacy Policy.

Comments

Suggested text: When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Who we share your data withIf you request a password reset, your IP address will be included in the reset email.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where your data is sent

Suggested text: Visitor comments may be checked through an automated spam detection service.